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The NYC Future Fund offers financing to help small businesses access the capital they need to grow and navigate changes in the market. Revenue-based loans ranging from $25,000 to $500,000 are available at a 7.5% annual interest rate, with principal repayment terms designed to adjust based on business revenue, offering greater flexibility in managing cash flow so that small businesses may focus on growth.
Loan terms and eligibility criteria may change over time as the product will adapt based on community feedback.
Learn more about revenue-based loans:
Unlike a traditional term loan, a revenue-based loan enables better cash flow management as principal repayments are based on a percentage of monthly revenue instead of fixed payments. When revenue is higher, payments increase, when revenue is lower, payments decrease.
Have questions or want to get started? Call NYC Department of Small Business Services at 888-SBS-4NYC (888-727-4692), available Monday–Friday, 9 a.m. to 5 p.m. and ask for “NYC Future Fund”.
*Participating Lenders Include:
